Effective Date: 01/05/2025
MODULAT FACTORING GmbH is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our financial services or visit our website.
We collect personal information when you apply for our factoring services, submit invoices, register for our client portal, subscribe to our newsletter, request financial support, or fill out a contact form. The personal information we collect may include your name, email address, mailing address, phone number, company details, billing information, bank account details, and invoice data from your business transactions.
We use cookies to enhance your browsing experience, store your account preferences, maintain secure login sessions, and analyze website traffic patterns. These cookies help us improve our financial services and provide you with a more personalized experience when managing your factoring account.
We do not sell, trade, or otherwise transfer your personal information to external third parties. This does not include trusted partners who assist us in operating our financial systems, conducting credit assessments, processing payments, or servicing your factoring account, as long as those parties agree to keep this information confidential and secure in accordance with applicable financial regulations.
We implement robust security measures to protect your personal and financial information. All sensitive data is transmitted via secure SSL connections. Our financial infrastructure employs advanced security protocols to protect stored data, and we conduct regular security audits to ensure compliance with banking industry standards and BaFin requirements.
We retain your personal and financial information only for as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or regulatory reporting requirements. When your data is no longer needed, we securely delete or anonymize it in accordance with financial services regulations.
As a client, you have the right to access, correct, delete, or restrict the processing of your personal data. You may also request a copy of the personal data we hold about you in a structured, commonly used, and machine-readable format. These rights are subject to applicable financial services regulations and verification requirements.
As a factoring service provider, we process financial data related to your business transactions, including invoice details, payment records, and credit information. This processing is necessary for the performance of our factoring services and is conducted in compliance with all applicable financial regulations and data protection laws.
We reserve the right to update this Privacy Policy as needed to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of significant changes via email or through a notice on our website. We recommend regularly checking this page for the latest updates.
By using our website and services, you consent to our Privacy Policy. If you have any questions about this Privacy Policy or would like to exercise your data protection rights, you can contact us at the following information: